Over 33% of pets end up dealing with an injury or illness. While veterinary medicine is wonderful today and can help you get your pet back, the problem is that the costs of an illness or injury can end up costing pet owners thousands of dollars. Many people cannot financially handle this type of care, but there is an option that will help you get the treatment your pet needs: pet insurance. Here is a closer look at this insurance that will help answer your questions.

What is covered?
You are most likely wondering what this type of insurance will cover. In most cases, cancer treatments are covered, as are treatments for illnesses, diseases, and accidents. Diagnostics and lab tests, medications, and even surgery will usually be covered. In some cases, there are some plans that may cover chronic conditions, alternative therapies, and conditions that are breed-specific. Sometimes you may be able to get coverage that also pays for preventive care, like regular office visits and regular shots for your pet.

What is NOT covered?
Of course, it’s important to know what your pet’s insurance doesn’t cover. These policies generally do not pay for elective procedures. Breeding-related fees are not paid, and experimental treatments are generally not covered. Dental procedures and pre-existing conditions are rarely covered by a company that also provides this type of insurance.

How to get this insurance
Today it is easy to get this type of insurance for your pet. You can easily find this insurance on the web, although you can also try calling a company. You’ll usually find the best deals if you start shopping online. Of course, you want to make sure you compare the companies and policies available to make sure you get the best plan to get the best deal possible. Once you make the purchase, you should have the cover you need.

possible discounts
You’ll find that there are some discount options that can save you some money on the pet insurance you buy. In some cases, there are discounts for guide dogs. If you decide to enroll multiple pets in a plan, you can often get a discount as well. If you have a pet that is microchipped, you can get a discount. Other options that may give you a discount include being in the military or paying for your policy in advance.

Hiring pet insurance can be an excellent option for both you and your pet. Keep this information in mind when searching for the right company for your needs. Carefully consider the options available to you and make an informed decision based on the coverage offered and the price.